Buyers Resources

Let Mathis Lueker Real Estate and Property Management professionals introduce you to your new community and all that Junction City, Salina, or Manhattan has to offer, including nearby Milford Lake, award-winning Rolling Hills Golf Course, the top-notch school district, and our comfortable, affordable housing areas.

Whether you are searching for a charming, historic home in an established neighborhood or a more recently built construction in one of the Junction City area’s newest subdivisions, we are here to help you through every step of the process. Get your wish list ready, and we will promise to find the perfect home for you and your family.

Accredited Buyer’s Representatives (ABR) stands for the benchmark of excellence in buyer representation. We know that you can’t count on the market—you have to count on skills. ABR education provides the expertise we need for an edge in serving today’s homebuyers. ABR designation is proof of our unparalleled service and true commitment to the craft of buyer representation while earning you benefits across the board.

The Military Relocation Professional (MRP) certification is for real estate professionals who work with current and former military service members. The MRP certification program educates REALTORS® about working with U.S. servicemembers and their families and veterans to find the housing solutions that best suit their needs and to take full advantage of available benefits and support.

Pre-approval

Mortgage pre-approval is the process lenders use to determine how much money you can borrow to purchase a home; this is the first step in the home buying process. At Mathis Lueker Real Estate, your agent will provide knowledge and recommendations of local lenders as well as the basis for many different loan types in pursuit of buying your dream home.

Why pre approval is important:

  • The pre approval allows your realtor to know what homes fit within your budget and ensure that your home search stays within your pre approved range. That way, your time is well spent when searching for a property that is perfect for you.
  • When you are ready, your Mathis Lueker agent will submit an offer for you and provide the preapproval to the listing agent. This assures the seller you have the buying power to purchase their home and makes your offer stronger.
  • Having some of the required documents already to your lender makes the closing process smoother and quicker!
  • Throughout this process, we will stay in close contact with your lender to ensure a smooth escrow process.
Scheduling Showings

Once you have been pre-approved, it’s time to start looking for your new home. The Mathis Lueker team can help you schedule showings of homes that fit your wish list. We will work with you from start to finish to find the perfect home for you and your family.

Tips for finding your dream home:

Investigate the area – drive around neighborhoods that interest you to get a feel for the area.

Keep an open mind – Finding your dream home may not always be an easy task, make a priorities list but keep an open mind.

Take pictures and notes – When looking at a variety of homes you may want to keep details about each one.

Contact your Mathis Lueker Realtor if you hear about or see a home that interests you. We will investigate the details for you and make sure the property is a good fit for you.

Making an Offer

Congratulations, you’ve found the perfect home! Your realtor will assist you with quickly and strategically making an offer. At Mathis Lueker Real Estate, we strive to provide you with the market knowledge and understanding you’ll need during this crucial step.

To assist you in putting together a strong offer, your REALTOR will:

  • Review current market conditions.
  • Research comparable properties that have recently sold in the area.
  • Work with your lender to ensure a smooth transaction and avoid any uncertainties in the home buying process.
Inspection Period

After your offer has been accepted, it’s time to start the inspection process. The inspection process is detailed in the contract and is an allotted period of time for the buyer to conduct due diligence inspections of the home. Your REALTOR can provide you with ample service providers, from general home inspectors to other licensed professionals such as roofers, electricians, plumbers, and more. You can also search online for providers of your choice.

When inspections have been ordered your agent will be able to assist with scheduling, be a second set of eyes when reviewing reports, and prepare notices per the inspection findings.

Once the inspection period is complete you have checked off a large task to closing on your home.

Finalizing Details

When the inspection process is finished, it’s time to finalize the details of the purchase. At Mathis Lueker Real Estate, we will help you navigate through the appraisal process, the final walk through, and the loan closing.

An appraisal is generally a requirement by your lender to confirm that the home is indeed worth the loan amount. The appraisal considers factors include things such as recently sold similar properties, the age of the home, location, size, and condition.

During this time, your lender will provide you with the Closing Disclosure which will detail your final closing costs and loan terms.

Just prior to closing you and your REALTOR will conduct a final walk through. This walkthrough is to ensure the condition of the home is the same or better than when you signed the contract, verify all inspection repairs have been completed, and to ensure that you are satisfied and ready to close.

Closing Day

You have made it to the finish line! Closing is the final step of the home buying process. At closing, you will go over and sign the necessary paperwork and make the payment as reflected on your closing statement. It’s important that your closing costs and down payment are paid with certified funds either through a cashier’s check or pre authorized wire transfer. Property ownership is officially transferred from the Seller to the Buyer when the deed is recorded shortly thereafter.

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